HOMES & FINANCE

The Greatest Tips To Saving Money And Generating Extra Income

Money doesn’t have to be complicated, but let’s face it, sometimes it feels like it is. You’re juggling bills, trying to save for the future, and maybe even wondering how to make a little extra on the side. It can feel like a lot. But you must remember that you’ve got options. Real, doable ways

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Must-Have Tools for First-Time DIY Enthusiasts

If you are starting your first DIY when you have never really done extreme DIYs, it may be awfully confusing. Whether it is the renovation of your home, upcycling furniture, or even just a little creative thing, having the right tools at your fingertips makes all the difference. For the do-it-yourself beginner, here’s a rundown

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Don’t Make These Mistakes When Building Your Own Decking

Anyone looking to improve their garden can do it by installing some decking, offering them a place to relax, be comfortable, socialise, and even dine. While having it installed professionally is certainly an option, it’s one task that many handy homeowners find themselves able to DIY. If you do plan on building your own, however,

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Finding Financial Freedom: The Common Areas of Your Life to Cut Back on to Save Money

Trying to make every penny go as far as possible in our lives is, quite frankly, exhausting. We’re all feeling that pinch, no matter how much perceived spare cash we actually have. This is why learning to save money is as much about lifestyle changes as it is about discipline. If we constantly feel like

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Moving Home? Follow WaterSafe’s Top Plumbing Tips

WaterSafe, the UK national register of approved plumbers, is sharing top tips for residents looking to move home this autumn. These tips are designed to prevent problems with leaks, bursts or potential contamination later down the line. Find your internal stop tap and check you can turn the water off and on again, in case

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Homemade Remedies For Eliminating Black Mould

As the weather is getting colder and wetter, households are being encouraged to tackle mould issues with homemade remedies instead of spending money on pricey store-bought solutions. Interior experts at Online-Bedrooms.co.uk have revealed simple solutions for getting rid of black mould and preventing it from growing back. Mould and damp is a common problem in the autumn

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Advice NI Warns Thousands Of Scam Victims Across Go Unreported And Unsupported In Debt Recovery

Advice NI has warned that thousands of scam victims across Northern Ireland, including the Causeway area are going unreported and unsupported in debt recovery, as fraudulent schemes become increasingly sophisticated and difficult to detect. It advises the consequences of these scams can be life-changing, leaving many individuals facing long-term debt and severe financial issues. Recent

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Your Salary Impacts Your Decision To Have Children More Today Than It Did 20 Years Ago

Your salary impacts your decision to have children more today than it did 20 years ago The influence of salary on a person’s decision whether to have children is stronger today than it was two decades ago, collaborative research from the Netherlands and Bocconi University has found. The study, undertaken by Daniël van Wijk, a

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How Care Homes Embrace and Support Multicultural Residents

In today’s increasingly diverse world, care homes are increasingly aware of the need to provide inclusive and culturally sensitive environments for their residents. Multiculturalism in care homes not only enriches the community but also ensures that all individuals receive the care and respect they deserve. Here’s how care homes are embracing and supporting their multicultural

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What Is a Flueless Fireplace?

A fireplace has long been considered the heart of a home, providing warmth and a cosy ambiance. However, traditional fireplaces come with certain drawbacks, such as the need for a chimney, regular maintenance, and potential energy inefficiency. Flueless fireplaces, also known as vent-free or ventless fireplaces, offer an innovative solution to these issues. But what

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Northern Ireland Households Are Being Urged To Double Check Their Outside Tap This Summer As Part Of The Met Office’s WeatherReady Campaign

As residents up and down the country are making the most of the sunshine, they are being urged to make sure outside taps have a double check valve installed to prevent water and bacteria from contaminating their tap water supply. WaterSafe, the national register of approved plumbers has shared its top tips to help protect

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Do You Enjoy Hoarding? Here’s How To Successfully Declutter And Regain Space

If you are a hoarder, decluttering your home might seem impossible. You feel fulfilled by owning lots of stuff, so you might question how it would be possible to let go of things and achieve a more spacious home. If you want more space in your home, you need to compromise. Decluttering isn’t impossible. Instead,

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The Cost of Neglecting Gutter Cleaning: What You Need to Know

Regular home maintenance is crucial for preserving property value and ensuring the longevity of structure and functionality. One often overlooked aspect of home upkeep is gutter cleaning. Many homeowners may not realise the gravity of neglect in this area, but failing to maintain clean gutters can result in significant and costly issues. This article explores

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10 Budget Friendly Holiday Secrets REVEALED

Whether you’ve planned months ahead or are arranging a last-minute getaway, many Brits eagerly anticipate their summer holidays. However, the costs of travel, accommodation, and activities can quickly add up. Booking last-minute can be particularly expensive, so whether you’re still deciding on your destination or already have plans in place, it’s wise to be mindful

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Advice NI Calls On Tax Credit Claimants To Act ‘Before It’s Too Late’

Speaking about this issue, Kevin Higgins, Head of Policy, Advice NI said: “We understand that there were about 30,000 households in receipt of Tax Credits and none of the other legacy benefits, and so in scope to receive a Migration Notice letter between October 2023 and April 2024. These claimants then had 3 months from

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NI Homebuyer Enquiries Rise At Fastest Rate In Over Two Years

Homebuyer demand in Northern Ireland rose last month at the fastest rate since the end of 2021 according to the latest Royal Institution of Chartered Surveyors (RICS) and Ulster Bank Residential Market Survey.  A net balance of 48% of Northern Ireland respondents reported that new buyer enquiries had risen through the month of May. This

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5 Smart Ways To Naturally Improve Your Home’s Privacy And Insulation

Nothing is as important as taking steps to turn your home into a safe, comfortable oasis for you and your whole family. However, if you live in urban areas or have purchased an old property, the chances are that you are now facing hefty costs to improve the privacy and insulation of your home.  Fortunately,

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UK Households Have Seen Income Growth Each Month For An Entire Year

The latest figures from Asda’s Income Tracker reveal that the average UK households have seen their disposable income grow each month for an entire year. Gross income for the average UK household grew by 10.1% and at £233 per week, was £21.50 a week higher in March 2024 than it was a year before. This

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90% Of Consumers Concerned About Rising Cost Of Basics

New research published by the Consumer Council shows 90% of consumers in Northern Ireland are concerned about the rising cost of basics. Basics refer to the everyday living essentials such as housing, energy, food, transport and telephone/mobile and broadband costs. The cost of home energy tops consumer concerns at 91%, followed by food and non-alcoholic

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Single Mothers Earn 53% Less Than The Average Man

New data reveals that the earnings of single mothers will significantly impact their ability to save enough into their pension pot for retirement Research by NOW: Pensions and the Pensions Policy Institute (PPI) reveals that *single mothers earn 53% less than the ‘average’ man and 37% less than the ‘average’ woman Today, women retire on

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Simple DIY Jobs That Could Slash The Cost Of Your Attic Conversion

Introducing an extra bedroom into your property is a great way to add value, but it can also be a costly undertaking. Complete home extensions are especially expensive and can result in potentially months of work and disruption. By comparison, an attic extension can seem like a more tempting choice. After all, your attic’s foundations

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Cleaning Products You Should Never Mix

Homeowners are being warned of five cleaning products they should never mix to avoid creating harmful chemical reactions. The fitted furniture experts at Online-Bedrooms.co.uk are urging people to avoid recreating the cleaning techniques they see on TikTok as they can create toxic combinations. With many people sharing viral cleaning videos online, the experts are worried

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AIB (NI) Cuts Fixed Mortgage Rates By Up To 0.90%

AIB (NI) is cutting interest rates across its 2 Year and 5 Year Fixed Mortgages, with reductions of up to 0.90%, supporting those aiming to get on the property ladder, investing in energy efficient properties and homeowners looking to move home, or lock in a new rate. On a 2 Year Fixed Rate, customers can benefit from a

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Here’s How Often You Should Replace These Household Items

From towels to bed sheets, households are being told how often they need to replace household items to prevent germs and bacteria from spreading throughout their home. Interior experts from Online-Bedrooms.co.uk have revealed how often items such as shower curtains, sponges and toothbrushes need to be changed to avoid a germ infestation. When the durability of household

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How To Mentally Prepare Yourself For Moving House

Are you moving house? Then it might be that you’re worried about the stress it’s going to bring, or perhaps you’re already stressed about the whole situation. That’s the biggest problem when it comes to moving; as much as it can bring some positive changes to your life, the fact is that with so much

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5 Ways To Add Value To Your Home

Homeowners renovating their house are being told that extra storage space and an open plan design could add value to their property. The interior experts at Online-Bedrooms.co.uk have shared five ways to add value to homes and make them more desirable. When renovating a home it’s important to consider design choices that will boost the overall valuation

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Demand For NI Residential Property Rises At Fastest Rate In Two Years

New buyer demand for housing in Northern Ireland rose at the fastest rate since the beginning of 2022 according to the latest RICS and Ulster Bank Residential Market Survey, and NI respondents are more optimistic than they were about the short-term sales outlook.  A net balance of 35% of NI respondents reported that new buyer

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