HOMES & FINANCE

You don’t have to use an estate agent when selling your home. Around 5% of home sales are carried out privately. Selling your home without the help of an estate agent can have many benefits, but also a few potential drawbacks. To help you decide whether to sell your home privately, here are some of

Many people see real estate as “passive income,” similar to the stock market. But what if there was a business to be had here? Well, according to many people in the industry, there is. A lot of developers are builders, meaning that they understand how the basic creation of properties works, and how to construct

There’s a quiet revolution happening on our roads, which doesn’t make much noise. Electric vehicles (EVs) are no longer just for tech lovers or die-hard environmentalists. More and more, they’re becoming the smart choice for anyone looking for a cleaner way to get around. Why Carbon Emissions on the Road Matter You don’t need a

When it comes to life, we can get in the habit of living on autopilot. After all, most of our days will look and feel the same. We get up, we go to work, we spend time with family, we indulge in hobbies, and then we start it all over again the next week. All

Finding a home in today’s market can be somewhat tough. There’s not only the expense of moving to think about, but everything you’ll need to save and have ready for the sake of a deposit, and all the legal costs that come with it. If you’ve been after your dream home for a while, you

Nobody likes to break down, especially not when you’re on the European trip of a lifetime. Whether you’re driving through the Alps, winding along coastal roads, or exploring historic city streets, a breakdown can bring your plans to a sudden halt. Wherever it happens, it’s never a pleasant experience, and it can quickly become stressful

Downsizing to a smaller office doesn’t have to mean cramming your team into a shoebox. Whether you’re cutting your costs, you’re choosing to embrace hybrid work, or you just realise that you don’t need quite as much space as you once did, moving to a smaller office can be a great opportunity to streamline and

If you’re lucky enough to own your home, then a significant portion of your wealth might be stored in that property. Getting the best from that investment often involves making improvements to the building, and financing those improvements in the right way.  Let’s take a look at where the value of a home stems from,

Inheritance money can be vital in helping you cover the costs of a loved one’s passing, especially if you have to pay funeral costs, taxes, or debts. Unfortunately, it can take time for inheritance money to be released, which may impact your day-to-day.  To reduce the impact as much as possible, it might be necessary

There are a few common misconceptions and downright myths about buying a new home that always seem to complicate things for first-time buyers. Luckily, you have come to the right place for a little light debunking. From down payments to credit scores, here’s what you need to know. All Lenders are the Same One of

London is a cosmopolitan and vibrant city with various regions, each different from the others. It is, therefore, important to decide based on what is most important to you, your income and the kind of lifestyle you lead. London is one of the most populous cities in the world, and it offers a perfect place

Understanding how your car insurance costs are calculated can be tricky. A variety of other factors come into play, all of which could potentially increase or decrease your premium. Getting to grips with what influences your rates can help you take control and make informed decisions about your cover. Age and experience Your age and

There is no space in the world more important than your bedroom. This is your own sanctuary where you must be able to relax, unwind, and recharge, but this is not always easy. There are a few practical tips to utilise that will help you transform your bedroom into a luxurious, hotel-like retreat that will

Recent research has demonstrated that businesses across the UK are increasingly recognising the financial and environmental benefits of addressing energy waste from devices left on standby. This growing awareness comes at a time when both cost-saving measures and sustainability goals have become critical business priorities. How Much Does Standby Power Impact Business Finances? According to

Once you finally buy a home and move in, it’ll feel brand new, no matter when it was built. After you’ve lived in it for a while, though, that feeling goes away. Thankfully, you don’t need to settle for losing that new feeling. More than a few home improvements can help you recapture that feeling.

Your kitchen is one of the hardest working rooms in your home, but are you making the most out of it? Whether you love whipping up three-course meals or you’re just trying to feed the family, the right tools can make all the difference. With the help of a few additions, you can create a

Money doesn’t have to be complicated, but let’s face it, sometimes it feels like it is. You’re juggling bills, trying to save for the future, and maybe even wondering how to make a little extra on the side. It can feel like a lot. But you must remember that you’ve got options. Real, doable ways

If you are starting your first DIY when you have never really done extreme DIYs, it may be awfully confusing. Whether it is the renovation of your home, upcycling furniture, or even just a little creative thing, having the right tools at your fingertips makes all the difference. For the do-it-yourself beginner, here’s a rundown

Anyone looking to improve their garden can do it by installing some decking, offering them a place to relax, be comfortable, socialise, and even dine. While having it installed professionally is certainly an option, it’s one task that many handy homeowners find themselves able to DIY. If you do plan on building your own, however,

Trying to make every penny go as far as possible in our lives is, quite frankly, exhausting. We’re all feeling that pinch, no matter how much perceived spare cash we actually have. This is why learning to save money is as much about lifestyle changes as it is about discipline. If we constantly feel like

In today’s increasingly diverse world, care homes are increasingly aware of the need to provide inclusive and culturally sensitive environments for their residents. Multiculturalism in care homes not only enriches the community but also ensures that all individuals receive the care and respect they deserve. Here’s how care homes are embracing and supporting their multicultural

A fireplace has long been considered the heart of a home, providing warmth and a cosy ambiance. However, traditional fireplaces come with certain drawbacks, such as the need for a chimney, regular maintenance, and potential energy inefficiency. Flueless fireplaces, also known as vent-free or ventless fireplaces, offer an innovative solution to these issues. But what

Writing a will is an essential part of managing your estate, and it’s essential that everyone with a long-term partner – and especially children – has a will drawn up. This will is how you have a say over who gets what when you pass on, and how you can make your final mark on

There are loads of things you can do to try to improve your home this year, and do the best you can to add value and kerb appeal. As a homeowner, it is important to consider the changes that are going to have a big impact on your property, as well as providing a practical

If you are a hoarder, decluttering your home might seem impossible. You feel fulfilled by owning lots of stuff, so you might question how it would be possible to let go of things and achieve a more spacious home. If you want more space in your home, you need to compromise. Decluttering isn’t impossible. Instead,

Regular home maintenance is crucial for preserving property value and ensuring the longevity of structure and functionality. One often overlooked aspect of home upkeep is gutter cleaning. Many homeowners may not realise the gravity of neglect in this area, but failing to maintain clean gutters can result in significant and costly issues. This article explores

Keeping your home and family safe should be your number one priority. How can you live day to day without knowing that your property, finances, children, and more are safe and sound? Living a carefree life may seem appealing, but it also puts you and your loved ones at risk. By taking action to secure

Nothing is as important as taking steps to turn your home into a safe, comfortable oasis for you and your whole family. However, if you live in urban areas or have purchased an old property, the chances are that you are now facing hefty costs to improve the privacy and insulation of your home.  Fortunately,